Minggu, 21 September 2014

10 Steps To Change Your Life

10 Steps to Change Your Life: A Step-By-Step Guide

Nina Zipkin

The average employee spends 13 hours each week on email. That, plus endless lists of to-do items, hours of seemingly pointless meetings and unexpected interruptions creates noise that prevents productivity, inhibits creativity and gets between you and the day you hoped you’d have. So what can you do about it? Take a deep breath, imagine the life you want to have instead, and create a plan to make that happen.

Below are ten steps, inspired by the advice of Entrepreneur.com writers and contributors, that can help you take charge and help you craft the professional and personal life that works for you.

1. Define success. Only you know what will make you feel fulfilled. When you want to achieve a goal, whether it’s starting a new business, writing a book or running a marathon, start with the end in mind. Write it down and refer work toward it every day.

Read more: Transform Your Vision Into Action with These 3 Steps

2. Visualize that success. Think back to a time when you accomplished something that really made you proud. Now imagine the best possible outcome of your new venture and hold on to that feeling – and that image of yourself. Work for that future you and don’t hold that person back with your own pessimism.

Read more: Become More Positive with These 5 Tips  

3. Forget entitlement. You aren’t destined to succeed because you went to a certain school or have a certain background or contacts. Don’t expect that what you want will fall into your lap or that you are more deserving than someone else. Focus on the work or expect to miss out on something great.

Read more: 9 Lessons You Won't Learn in Business School

4. Think small to think big. You can’t change your ways overnight, so set small, achievable milestones and slowly build momentum toward your goal. Don’t set yourself up to fail by taking on too much too soon.

Read more:  How You Can Form Better Habits Faster

5.Consistency is key. Procrastination can quickly turn to panic, kicking your brain into crisis mode. That’s bad for creative output and your health. Start early and give each milestone the time it needs. 

Read more: Procrastinators: How to Fight Your Genes and Get Stuff Done Now

6. Prioritize. Do the most pressing or important item on your to-do lists first. Even if you think knocking off a couple of smaller tasks will help you tackle the big one, willpower is often at its highest at the start of the day rather than at the end of it. Monitor yourself to understand when you are the most productive and organize your schedule accordingly.

Read more: The Only Productivity Tip You'll Ever Need

7. Delegate. You can’t do everything. Think about what someone else can take on, at work or in your personal life, so you can devote more time to your new priorities. Learn to let some tasks go and relish in the new perspective you’ll get in return.

Read more: 10 Easy Steps for Entrepreneurs to Achieve Work-Life Balance

8. Find collaborators. To make these steps stick, enlist likeminded friends, colleagues and family members who will hold you accountable, celebrate your achievements and share their insights. Support can come from the unlikeliest of sources. Just make sure you're open to the possibilities.

      Read more: The Productivity and Life Hack That Almost Always Work

9. Stay motivated. To keep engaged and weather any setbacks, make yourself a “motivational manual.” Look to quotes from people who inspire you or playlists of songs that boost your creativity and productivity. Create an environment where you can thrive.

Read more: How to Create a Personalized Motivational Manual to Boost Productivity

10. Take stock and try again tomorrow. If you feel like you have too many plates in the air, stop and just focus on one at a time. Try spending time on one project every day and see how much you accomplish.

Read more: It's Time to Focus and Reclaim Your Productivity

http://www.entrepreneur.com/article/237622

Kamis, 18 September 2014

101 Important Quotes


The world’s most successful people are known and celebrated for all different things.

Some are famous for their skills and talents, while others are distinguished for their courage or profound impact on society.

But one thing many of the world’s most successful people have in common is their ability to inspire others.

Here are 101 inspirational quotes from highly successful people:

“You must be the change you wish to see in the world.” —Mahatma Gandhi

“Success is most often achieved by those who don’t know that failure is inevitable.” —Coco Chanel

“Courage is grace under pressure.” —Ernest Hemingway

“Learn from yesterday, live for today, hope for tomorrow. The important thing is not to stop questioning.” —Albert Einstein

“Sometimes you can’t see yourself clearly until you see yourself through the eyes of others.” —Ellen DeGeneres

“It does not matter how slowly you go, so long as you do not stop.” —Confucius

“Someone is sitting in the shade today because someone planted a tree a long time ago.” —Warren Buffett

“Don’t cry because it’s over, smile because it happened.” —Dr. Seuss

“You only live once, but if you do it right, once is enough.” —Mae West

“Once you choose hope, anything’s possible.” —Christopher Reeve

“There is no easy walk to freedom anywhere, and many of us will have to pass through the valley of the shadow of death again and again before we reach the mountaintop of our desires.” —Nelson Mandela

“The best and most beautiful things in the world cannot be seen or even touched — they must be felt with the heart.” —Helen Keller

“Live as if you were to die tomorrow. Learn as if you were to live forever.” —Mahatma Gandhi

“The difference between winning and losing is most often not quitting.” —Walt Disney

“When you cease to dream you cease to live.” —Malcolm Forbes

“May you live every day of your life.” —Jonathan Swift

“Failure is another steppingstone to greatness.” —Oprah Winfrey

“If you’re not stubborn, you’ll give up on experiments too soon. And if you’re not flexible, you’ll pound your head against the wall and you won’t see a different solution to a problem you’re trying to solve.” —Jeff Bezos

“In order to be irreplaceable one must always be different.” —Coco Chanel

“You miss 100% of the shots you don’t take.” —Wayne Gretzky

“The way I see it, if you want the rainbow, you gotta put up with the rain.” —Dolly Parton

“The longer I live, the more beautiful life becomes.” —Frank Lloyd Wright

“You must expect great things of yourself before you can do them.” —Michael Jordan

“You can’t please everyone, and you can’t make everyone like you.” —Katie Couric

“I believe every human has a finite number of heartbeats. I don’t intend to waste any of mine.” —Neil Armstrong

“Don’t limit yourself. Many people limit themselves to what they think they can do. You can go as far as your mind lets you. What you believe, remember, you can achieve.” —Mary Kay Ash

“If you don’t stand for something you’ll fall for anything.” —Malcolm X

“The two most important days in your life are the day you are born and the day you find out why.” —Mark Twain

“It often requires more courage to dare to do right than to fear to do wrong.” —Abraham Lincoln

“If at first you don’t succeed, try, try, try again.” —William Edward Hickson

“As you grow older, you will discover that you have two hands, one for helping yourself, the other for helping others.” —Audrey Hepburn

“If your actions inspire others to dream more, learn more, do more and become more, you are a leader.” —John Quincy Adams

“If you are going through hell, keep going.” —Winston Churchill

“The more you praise and celebrate your life, the more there is in life to celebrate.” —Oprah Winfrey

“A dream doesn’t become reality through magic; it takes sweat, determination and hard work.” —Colin Powell

“The biggest risk is not taking any risk… In a world that’s changing really quickly, the only strategy that is guaranteed to fail is not taking risks.” —Mark Zuckerberg

“Do one thing every day that scares you.” —Eleanor Roosevelt

“The purpose of our lives is to be happy.” —Dalai Lama

“Don’t be afraid to give up the good to go for the great.” —John D. Rockefeller

“Don’t worry about failure; you only have to be right once.” —Drew Houston

“Nothing great was ever achieved without enthusiasm.” —Ralph Waldo Emerson

“Keep your face to the sunshine and you can never see the shadow.” —Helen Keller

“One of the greatest diseases is to be nobody to anybody.” —Mother Teresa

“Identity is a prison you can never escape, but the way to redeem your past is not to run from it, but to try to understand it, and use it as a foundation to grow.” —Jay-Z

“If you always do what interests you, at least one person is pleased.” —Katharine Hepburn

“All our dreams can come true if we have the courage to pursue them.” —Walt Disney

“I avoid looking forward or backward, and try to keep looking upward.” —Charlotte Bronte

“Don’t count the days, make the days count.” —Muhammad Ali

“Some people want it to happen, some wish it would happen, others make it happen.” —Michael Jordan

“Life is short, and it is here to be lived.” —Kate Winslet

“Everything you can imagine is real.” —Pablo Picasso

“Change will not come if we wait for some other person or some other time. We are the ones we’ve been waiting for. We are the change that we seek.” —Barack Obama

“It is never too late to be what you might have been.” —George Eliot

“If you love what you do and are willing to do what it takes, it’s within your reach. And it’ll be worth every minute you spend alone at night, thinking and thinking about what it is you want to design or build.” —Steve Wozniak

“Try to be a rainbow in someone’s cloud.” —Maya Angelou

“In the midst of movement and chaos, keep stillness inside of you.” —Deepak Chopra

“I have not failed. I’ve just found 10,000 ways that won’t work.” —Thomas A. Edison

“We should remember that just as a positive outlook on life can promote good health, so can everyday acts of kindness.” —Hillary Clinton

“As we look ahead into the next century, leaders will be those who empower others.” —Bill Gates

“There are no mistakes, only opportunities.” —Tina Fey (from her book, “Bossypants“)

“We can’t help everyone, but everyone can help someone.” —Ronald Reagan

“Be yourself. Everyone else is already taken.” —Oscar Wilde

“In the middle of every difficulty lies opportunity.” —Albert Einstein

“Education is the most powerful weapon which you can use to change the world.” —Nelson Mandela

“Your time is limited, so don’t waste it living someone else’s life.” —Steve Jobs

“But you have to do what you dream of doing even while you’re afraid.” —Arianna Huffington

“When the power of love overcomes the love of power the world will know peace.” —Jimi Hendrix

“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.” —Maya Angelou

“If you can do what you do best and be happy, you’re further along in life than most people.” —Leonardo DiCaprio

“Success isn’t about how much money you make. It’s about the difference you make in people’s lives.” —Michelle Obama

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.” —Warren Buffett

“Life isn’t about finding yourself. Life is about creating yourself.” —George Bernard Shaw

“The best way of learning about anything is by doing.” —Richard Branson

“Efforts and courage are not enough without purpose and direction.” —John F. Kennedy

“Don’t let the fear of striking out hold you back.” —Babe Ruth

“Always remember, you have within you the strength, the patience, and the passion to reach for the stars to change the world.” —Harriet Tubman

“What the mind of man can conceive and believe, it can achieve.” —Napoleon Hill

“A champion is afraid of losing. Everyone else is afraid of winning.” —Billie Jean King

“Either write something worth reading or do something worth writing.” —Benjamin Franklin

“If you live long enough, you’ll make mistakes. But if you learn from them, you’ll be a better person.” —Bill Clinton

“We must accept finite disappointment, but never lose infinite hope.” —Martin Luther King, Jr.

“As long as the mind can envision the fact that you can do something, you can do it, as long as you really believe 100 percent.” —Arnold Schwarzenegger

“Find out who you are and be that person. That’s what your soul was put on this Earth to be. Find that truth, live that truth and everything else will come.” —Ellen DeGeneres

“Your voice can change the world.” —Barack Obama

“The more you dream, the farther you get.” —Michael Phelps

“You must do the things you think you cannot do.” —Eleanor Roosevelt

“Every moment is a fresh beginning.” —T.S. Eliot

“A hero is someone who understands the responsibility that comes with his freedom.” —Bob Dylan

“If you want to be happy, set a goal that commands your thoughts, liberates your energy, and inspires your hopes.” —Andrew Carnegie

“If there is no struggle, there is no progress.” —Frederick Douglass

“Two roads diverged in a wood, and I — I took the one less traveled by. And that has made all the difference.” —Robert Frost (from his poem “The Road Not Taken”)

“It is our choices that show what we truly are, far more than our abilities.” —J. K Rowling (from “Harry Potter and the Chamber of Secrets“)

“If you can’t fly then run, if you can’t run then walk, if you can’t walk then crawl, but whatever you do you have to keep moving forward.” —Martin Luther King, Jr.
“The best way to not feel hopeless is to get up and do something. Don’t wait for good things to happen to you. If you go out and make some good things happen, you will fill the world with hope, you will fill yourself with hope.” —Barack Obama

“If something is important enough, even if the odds are against you, you should still do it.” —Elon Musk

“Be fearless. Have the courage to take risks. Go where there are no guarantees. Get out of your comfort zone even if it means being uncomfortable. The road less traveled is sometimes fraught with barricades, bumps, and uncharted terrain. But it is on that road where your character is truly tested. Have the courage to accept that you’re not perfect, nothing is and no one is — and that’s OK.” —Katie Couric

“Whether you think you can or you think you can’t, you’re right.” —Henry Ford

“It takes courage to grow up and become who you really are.” —e. e. cummings

“Look up at the stars and not down at your feet. Try to make sense of what you see, and wonder about what makes the universe exist. Be curious.” —Stephen Hawking

“Nothing truly valuable arises from ambition or from a mere sense of duty; it stems rather from love and devotion towards men and towards objective things.” —Albert Einstein

“In three words I can sum up everything I’ve learned about life: it goes on.”

© 2014 REV Asia

http://www.businessinsider.co.id/inspirational-quotes-from-successful-people-2014-8/

Minggu, 07 September 2014

Mengapa Orang Kaya Tambah Kaya



Orang Kaya Makin Kaya, Orang Miskin Malah Tambah Melarat: Kenapa?
Nendra Rengganis | Aug 29, 2014


Dalam berbagai kesempatan, kita bisa dengan jelas melihat jurang yang memisahkan si miskin dan si kaya di Indonesia. Di belakang perumahan mewah, sangat sering ditemukan perumahan kumuh. Ketika kita bisa makan enak di restoran mahal, ada orang yang harus rela menahan lapar karena tidak punya uang. Pertanyaan klasik ini pun jadi sering bergaung di telinga:

“Kenapa sih orang yang kaya makin kaya tapi mereka yang miskin jadi makin miskin?"

Seberapa Parahkah Ketimpangan Pendapatan Di Indonesia?

Gambaran ketimpangan pendapatan Indonesia
Gambaran ketimpangan pendapatan Indonesia via www.bloomberg.com

Perekonomian Indonesia berkembang dengan pesat. Di bawah kepemimpinan Presiden SBY, Indonesia mencapai pertumbuhan ekonomi rata-rata sebesar 5,1% per tahunnya. Sementara presiden baru kita, Joko Widodo, menargetkan pertumbuhan ekonomi sebesar 7%.

Tapi kalau ekonomi kita bertumbuh dengan baik, mengapa masih ada dari kita yang miskin?

Indonesia masuk ke 10 besar negara yang koefisien Gin-nya paling besar di 2010
Indonesia masuk ke 10 besar negara yang koefisien Gini-nya paling besar di 2010 via choi-ubom.tumblr.com

Demi menjawabnya, kita perlu melihat Indeks Koefisien Gini, sebuah mekanisme statistik yang memberikan cara untuk mengukur pemerataan pendapatan di sebuah negara. Indeks Gini memiliki 2 koefisien: 0 hingga 1. Koefisien 0 menunjukkan bahwa sebuah masyarakat memiliki tingkat pemerataan pendapatan sempurna, sedangkan koefisien 1 menunjukkan ada ketimpangan pendapatan yang parah di dalam sebuah masyarakat.

Ternyata, sebagaimana dilaporkan The Jakarta Post disini, ketimpangan pendapatan di Indonesia juga meningkat seiring dengan pertumbuhan ekonominya. Pada tahun 1999, misalnya, koefisien Gini Indonesia tercatat berada di angka 0,31. Di tahun 2009, angka ini naik sebesar 0,06 ke 0,37. Satu tahun setelahnya, koefisien Gini Indonesia menunjukkan angka 0,38. Tahun 2011 kembali menunjukkan peningkatan koefisien Gini ke angka 0,41.

Padahal, PBB menetapkan angka 0,4 sebagai “batas aman” koefisien Gini. Jika suatu negara melebihi angka tersebut, kondisi ekonominya bisa berakibat buruk bagi stabilitas sosial-politiknya.

Pada Tahun 2011, 20% Orang Terkaya Indonesia Menikmati Hampir 50% Pendapatan Nasional Negeri Kita

Orang kaya menikmati hampir 50% dari pendapatan nasional

Ketika pendapatan nasional suatu negara meningkat, ada beberapa manfaat yang dapat dirasakan masyarakatnya. Pertama, daya beli mereka akan meningkat. Contoh: orang yang tadinya hanya bisa membeli motor, sekarang sudah bisa menyicil mobil. Kedua, anggaran belanja negara tersebut pun meningkat. Pemerintah akan lebih giat membangun jalan raya, pembangkit listrik, dan infrastruktur lainnya. Gaji PNS pun jadi bisa dinaikkan.

Di negara dengan kesenjangan ekonomi yang besar, tak semua penduduknya dapat menikmati manfaat-manfaat itu.  Inilah yang terjadi di Indonesia. Pada tahun 1999, Badan Pusat Statistik (BPS) mencatat bahwa 20% orang dengan pendapatan tertinggi di Indonesia menikmati 40,57% dari keseluruhan pendapatan nasional. Di tahun 2011, angka ini mencapai 48,42% — alias hampir setengah dari total pendapatan nasional negeri kita.

Sebaliknya, 40% penduduk Indonesia dengan penghasilan terendah justru bernasib semakin buruk. Pada tahun 1999, mereka masih bisa “menikmati” 21,66% dari total pendapatan nasional. Di tahun 2011, mereka hanya bisa merasakan 16,85% dari keseluruhan pendapatan nasional di tahun tersebut.

Di Indonesia, pengangguran dan angka kemiskinan memang telah menurun. Banyak bandara baru dan jembatan keren yang telah dibangun. Gaji guru, dokter, dan dosen pun semakin oke.

Namun, yang menikmati dampak-dampak ini hanya segelintir dari kita saja. Mereka yang miskin dan membutuhkan masih tetap harus berjuang dengan sepeda motor usang, harga gula yang mencekik, serta infrastruktur sekolah yang menyedihkan. Pendeknya? Yang kaya makin kaya, yang miskin makin miskin.

Daripada Tidak Produktif Dan Terus-Terusan Menyalahkan Pemerintah, Lebih Baik Kamu Cek Diri Sendiri. Yakin Udah Siap Kaya?

Kita tentu berhak merasa kecewa pada pemerintah yang belum bisa mengatur pemerataan pendapatan bagi semua kalangan. Namun, terus-terusan menghujat tanpa melakukan apapun juga bukan jadi solusi. Sementara pemerintahan selanjutnya berbenah diri untuk menciptakan perekonomian yang lebih rapi, apa yang bisa kita lakukan?

Ada baiknya kita justru menjadikan hal ini sebagai bahan refleksi. Tentu bukan hanya kesalahan regulasi dong, kenapa mereka yang kaya makin kaya sementara mereka yang miskin tetap miskin. Pasti ada perbedaan mentalitas dan perilaku yang turut menyebabkannya.

1. Orang Kaya punya Visi yang Jelas Soal Hidup yang Ingin Mereka Bangun, Orang Miskin Justru Merasa Tidak Punya Kontrol Terhadap Hidup

Orang kaya berani mengontrol hidup mereka sendiri

Mentalitas siap kaya membuat seseorang tahu benar kehidupan macam apa yang ingin mereka bangun. Mereka tidak ragu-ragu membentuk gambaran tentang hidup impian dengan jelas di kepalanya. Visi yang sejernih kristal ini bisa jadi penyemangat ketika berbagai kesulitan menghampiri.

Mentalitas semacam ini tidak dimiliki oleh mereka yang miskin. Orang-orang miskin tetap miskin karena merasa tidak bisa mengontrol jalannya roda kehidupan mereka. Tidak jelasnya visi dan rasa “tidak punya kontrol” atas hidup membuat orang miskin tidak tahu apa yang harus mereka lakukan.

Ibaratnya, visi yang jelas adalah peta yang bisa membawa orang kaya sampai ke tempat tujuan tanpa tersasar. Sementara orang miskin hanya puas dengan membaca arah angin.

2. Orang Kaya Berani Bermimpi Besar, Orang Miskin Cuma Omong Besar

Orang miskin hanya bisa omong besar

Orang kaya punya keberanian untuk selalu bermimpi besar. Terkadang impian mereka terlihat tidak masuk akal dan mustahil untuk dicapai. Hanya orang yang siap kaya yang berani berkata lantang:

“Aku ingin jadi CEO.”
atau:

“Aku mau punya pesawat jet pribadi.”
Sementara orang miskin punya kecenderungan untuk menertawakan impian besar tersebut. Tidak jarang mereka mengeluarkan kata-kata meremehkan yang membuat si orang yang siap kaya itu tersudutkan. Barulah saat si kaya terbukti bisa mencapai impiannya, orang-orang miskin akan menutup mulut.

3. Orang Dengan Mental Siap Kaya Berpikir Untuk Menang, Sementara Orang Miskin Selalu Takut Kalah

Orang yang siap kaya selalu fokus ke kemenangan

Setiap dihadapkan pada persaingan, orang siap kaya akan memutar otak untuk memenangkannya. Persaingan dipandang sebagai hal yang wajar, menang dan kalah adalah hal yang harus dihadapi. Jika harus kehilangan sesuatu dalam persaingan, orang dengan mental siap kaya sudah siap menghadapi risikonya.

Di lain sisi, orang miskin akan selalu berpikir untuk melindungi apa yang telah mereka miliki. Mereka enggan berjudi nasib, masuk ke dalam persaingan demi mendapatkan pencapaian yang lebih besar. Orang dengan mental “miskin” akan merasa cepat puas terhadap apa yang sudah dimilikinya, meski jumlahnya belum seberapa.

Orang miskin kebanyakan jadi miskin selamanya karena tidak mau mencoba mengorbankan apa yang telah mereka miliki demi pencapaian yang lebih besar.

4. Dia yang Siap Kaya Fokus Melihat Peluang, Dia yang Siap Miskin Selamanya Hanya Melihat Rintangan

Orang yang mentalnya miskin selalu takut pada tantangan

Perjalanan menuju sukses menuntut seseorang untuk melakukan banyak hal. Dalam prosesnya, akan banyak rintangan yang harus dilalui. Proses macam ini dipandang secara berbeda oleh orang yang siap untuk makin kaya dan orang yang siap miskin selamanya.

Orang dengan mentalitas siap makin kaya akan fokus memandang peluang. Dia akan melakukan segalanya demi mencapai tujuan akhir, yaitu kesuksesan. Segala permasalahan yang muncul sepanjang usaha mencapai kesuksesan akan dihadapi dan berusaha diselesaikan satu persatu.

Sebaliknya, orang yang mentalitasnya miskin hanya akan terpaku pada rintangan. Sedikit-sedikit ngeluh, sedikit-sedikit takut gagal. Akhirnya, orang dengan mentalitas macam ini akan terjebak dalam ketakutannya sendiri.

5. Orang Kaya dan Orang Miskin Dibedakan Dari Komitmen Mereka

Yang membedakan adalah komitmen.

Hal mendasar yang bisa menyebabkan perbedaan nasib seseorang adalah konsistensinya untuk menjalankan komitmen. Orang kaya akan menetapkan tujuan, bekerja keras, dan menunjukkan komitmen kuat demi tidak berhenti berusaha sebelum hal yang ingin tercapai ada di tangan.

Orang miskin juga punya impian, tapi mereka tidak berani menetapkan visi dan tujuan jelas yang ingin dicapai. Hasilnya, saat ada rintangan kecil di depan mata, orang miskin cenderung lebih gampang menyerah. Sementara orang miskin sibuk bermimpi, orang kaya sibuk mempertebal komitmen agar tidak menyerah di tengah jalan.

6. Orang Kaya Memilih Untuk Mengelilingi Dirinya Dengan Orang-Orang Sukses

Kelilingi dirimu dengan orang-orang sukses

Pernah dengar ‘kan pepatah yang mengatakan bahwa kamu akan menyerupai 5 orang yang paling sering menghabiskan waktu bersamamu? Pengaruh dari lingkungan dan orang-orang terdekat memang cukup besar bagi kesuksesanmu.

Kalau mau kaya dan sukses, cobalah untuk selalu mengelilingi diri dengan rekan-rekan yang (minimal) ingin kamu samai level kesuksesannya. Kalau perlu, cari yang lebih hebat dan bisa kamu jadikan panutan. Bergaul dengan mereka yang sukses akan mengubah pola pikirmu soal pencapaian dan kegagalan.

7. Kemauan Belajar, Membedakan Mereka yang Akan Bertambah Kaya dan Mereka yang Akan Tetap Miskin Selamanya

Orang sukses akan terus belajar

Orang dengan semangat “ingin selalu bertambah kaya” tidak akan berhenti belajar hal baru. Dia sadar bahwa kesuksesan adalah kristalisasi dari proses belajar yang panjang. Jika dia penulis, ia akan banyak membaca buku demi memperkaya diksi. Kalau dia seorang pebisnis, dia akan terus mempertajam insting untuk membaca selera pasar.

Orang-orang yang tidak punya mentalitas ini akan merasa dia sudah tahu segalanya. Mereka enggan merendahkan ego dan membuka kepala untuk menerima ide-ide baru dari lingkungan sekitarnya. Nah, orang-orang yang mentalitasnya seperti ini nih yang biasanya gak akan tambah kaya.

Jadi kaya dan miskin itu bukan cuma perkara keberuntungan. Dia yang kekayaannya terus bertambah melakukan sesuatu yang tidak dilakukan oleh orang-orang yang makin miskin.

Pilihannya ada di tanganmu. Kamu mau meniru kelompok yang mana?


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http://www.hipwee.com/inspirasi/orang-kaya-makin-kaya-orang-miskin-malah-tambah-melarat-kenapa/

Jumat, 05 September 2014

Way to Get Rich


The Only Way to Get Really, Really Rich BY JEFF HADEN  @JEFF_HADEN
No matter how you define rich, this is the only way to get there.
21.6k SHARES
 
Want to be remarkably successful? Want to get really rich? (While there are many ways to feel "rich," in this case we're talking about monetary wealth.) Then check out this little gem of an investment opportunity.

It's a simple investment. You only have to invest almost all of your money. On the upside, after a year you might earn 3 percent more. The downside? Any day you could lose it all, for reasons usually outside your control and that you will almost never see coming.

Would you make that investment? Of course not.

Yet millions of people do--every day they go to work for someone else.

Of course the analogy isn't perfect. Until you're laid off or fired you do earn a salary. But when you work for someone else, your upside is always capped--sure, you might occasionally get a raise, but in most cases 3 to 4 percent is the best you can expect.

Yet your downside is always unlimited because getting fired or laid off can make your income disappear overnight--and with it the considerable investments you've made in time, effort, dedication, and sacrifice.

Extremely limited upside. Unlimited downside.

That's a terrible investment.

Rich in Wealth

So if you hope to get really rich, working for someone else will never get you there. But don't just take my word for it, the government agrees.

The IRS Statistics of Income Division, a place where fun surely goes to die, has published "400 Individual Tax Returns Reporting the Largest Adjusted Gross Incomes Each Year, 1992-2009," or in non government-speak, "400 People Who Earned a Freaking Boatload of Money."

In 2009, it took $77.4 million in adjusted gross income to crack the top 400. (That just barely got you in; the average income of everyone on the list was $202.4 million.)

Where it gets interesting is how the top 400 made their money:

Wages and salaries: 8.6 percent
Interest: 6.6 percent
Dividends: 13 percent
Partnerships and corporations: 19.9 percent
Capital gains: 45.8 percent

A few conclusions are obvious:

Working for a salary won't make you really rich.
Making only safe "income" investments won't make you really rich.

Investing only in stock of large companies won't make you really rich.

Owning a business or businesses could not only build a solid foundation of wealth but could someday...

Generate a huge financial windfall--and make you really rich.

Don't trust the IRS? Fine. Check out the top 10 on the Forbes billionaires list. Gates. Buffett. Ellison. Koch. Walton. Adelson. All entrepreneurs. (I worked my way down into the 200s and still couldn't find an employee, so I got bored and stopped looking.)

Clearly getting really rich in financial terms is the result of investing in yourself and others, of taking risks, of doing hundreds of small things right...and then doing one or two big things really right.

But what if you don't get one or two big things really right? There's another way to get really rich.

Rich in Life

I've spoken to hundreds of entrepreneurs, and each and every one does the same thing. When we talk about the financial side of being an entrepreneur--exit strategies, revenues, IPOs, cashing out--they're interested but far from animated.

But when we talk about the life of an entrepreneur, about how it feels to be an entrepreneur, they all light up. They start to gush about the challenges, the responsibility, the sense of mission, the sense of purpose, the sense of fulfillment and excitement of working with and for a real team, the amazing feelings of empowerment and the control over their own destinies....

It happens every time.

The bootstrappers with infinite dreams and negligible revenues light up.

The successful entrepreneurs such as Joel Gascoigne, who helped expand Buffer from a personal project into a business with a talented team with real revenues, light up.

The hugely successful entrepreneurs such as Scott Dorsey, who helped steer ExactTarget out of a garage, into an IPO, and then into an acquisition by SalesForce.com, light up.

Every entrepreneur lights up when we talk about being an entrepreneur because they feel alive: free to chart their own courses, to make their own decisions, to make their own mistakes--to let the sky be the limit not just financially but also (and almost always more importantly) personally, too.

And in that way, regardless of financial return, they feel really rich. And they are really rich -- regardless of income or wealth.

Really, Really Rich

That's why the only way to become really rich financially and really rich personally--in other words really, really rich--is to start your own business. Even if it's just on the side. Even if it's just a slightly stepped-up hobby.

There's no reason not to. You don't have to quit your job right away; in fact, you probably shouldn't. (One of the best ways to minimize your risk is to keep your full-time job while you build your foundation for success.) Plus the basics of starting a business are easy; you can do it in one day.

Here's the deal. In return for less freedom, less control, and less fulfillment, every day you go to work for someone else your upside is always capped and your downside is always unlimited.

The downside for entrepreneurs is also unlimited--but in return, they enjoy the possibility of an unlimited financial upside and an unlimited personal upside.

Take a chance on yourself. Try to get really, really rich. Maybe you'll only become really rich.

One out of two is still awesome--and you will have achieved it on your terms.

If your friends and family think you were crazy for starting a business, show them this article. If you've been thinking about starting a business and people say you're being foolish, show them this article.

If the people around you don't understand how personally fulfilling taking a chance on yourself can be, have them check this out.

And then get started on your entrepreneurial journey, even in the smallest and safest way. Every step you take will bring you closer to becoming at the very least really rich--and maybe, just maybe, really, really rich--and will let you join a group of people who live their lives their way, on their own terms.

Who are those people?

Entrepreneurs. Be one.

It's the best investment you can make--because it means you're investing in yourself.

@JEFF_HADEN
JEFF HADEN | Columnist

Jeff Haden learned much of what he knows about business and technology as he worked his way up in the manufacturing industry. Everything else he picks up from ghostwriting books for some of the smartest leaders he knows in business.
The opinions expressed here by Inc.com columnists are their own, not those of Inc.com.

   

COPYRIGHT 2014 MANSUETO VENTURES


http://www.inc.com/jeff-haden/the-only-way-to-get-really-really-rich.html?cid=sf01002

Senin, 01 September 2014

11 Habits of Successful People

11 Habits of Remarkably Successful People
BY PETER ECONOMY  @BIZZWRITER

Successful people don't get that way by accident. They engage in a set of simple but powerful habits that ensure their success every day.

To live a life filled with success is to live a life of bliss. Each day blends seamlessly into the next and each breath you take is energized with the next exciting task at hand. Your days are fun, exciting, and fulfilling, and they are full of successful communication, networking, research, learning, and productivity. Join the ranks of the truly remarkable--those individuals who have figured out how to have a happy and successful life.

Ready to develop some great habits that will help you advance your business and career? Here are 11 habits of remarkably successful people that can send you on your way to your own success:

1. Go above and beyond

Try to stay several steps ahead of your boss or clients. Think about what you're being asked to do and what requests may come next--and next after that--and then get them done before you're asked.

2. Get organized

You know the old saying, "Behind an organized desk is an organized mind." The more organized you can be--this proposal goes here, that research goes in this pile--the better equipped you will be to get work done as quickly and efficiently as possible.

3. Keep it respectful

Be careful what you say and do around others and always show respect for your co-workers, supervisor, and clients. Your respectful, kind behavior will pay you back in kind, whereas a hostile reply could put you in the unemployment line.

4. Be resilient

Truly successful people bounce back under the worst circumstances. Being optimistic that the future will hold more opportunities, and not letting the missed or messed-up opportunities bring you down, is what will lead you to success. Keep pushing onward, no matter what.

5. Listen to the needs of others

By listening to the needs of others and reflecting back those needs so they know you are truly listening, you are developing honest and open relationships with others--you're networking. The more positive connections you form with others, the more successful you will be.

6. Don't put things off

Do it now! So often we have a list of things and slide it to the other side of our desk and say, "I'll do this later." Then something else hits your desk and your other list is completely forgotten. When you have a list, start chipping away at it right away and get it off your plate so you have room for more.

7. Have a sense of humor

Humor is a great way to shatter stress and it makes you much more fun to be around. Take your job seriously, but put some humor in there to soften the blow or lighten things up a bit.

8. Don't be afraid to take risks

As long as you do your due diligence and feel fairly certain that it's a good move, go for it. Risks can reap huge rewards.

9. Know when it's time to make a list

Ever get that overwhelmed feeling that makes you completely shut down and causes you to find everything else in the world to do besides what you really need to do? This is the time to make a list--get all those thoughts, ideas, and to-dos swirling in your head down on paper. Then begin at the top, or the middle, or anywhere on that list, and start ticking off your to-dos one at a time.

10. Keep up with technology

As you know, technology is changing at what feels like the speed of light. If you keep up with the latest software, computer, and mobile technology that fit into your line of work, you will continue to thrive and have success.

11. Remember to praise

By giving praise to your co-workers for a job well done or to your employees who have closed a deal, you are creating a successful working relationship. They will work that much harder if they know you will notice and acknowledge that they have created success for you.

http://www.inc.com/peter-economy/11-habits-of-remarkably-successful-people.html?cid=sf01002